Serious Illness Cover
Understanding Critical Illness Cover
Vitality currently has the best serious illness cover in the market which Covers you for more conditions than any other insurer. That’s why we cover 166 conditions under our Comprehensive Serious Illness Cover. That’s nearly 4 times as many as the typical critical illness policy*.
5-star rating by Defaqto Eight times and counting. Vitality’s Serious Illness Cover has been awarded a 5-star rating by Defaqto every year since it was launched in 2007.
To suffer from a serious illness at any time in life is difficult. But the younger you are, the longer you’re likely to have to live with your condition, so the greater the financial impact could be. You might need to give up work, adapt your home or pay a carer. And you may have to do this for many years. If you’re trying to bring up children while you’re suffering from a serious illness, life can be even more difficult.
Vitality’s Serious Illness Cover Booster extends the principle of severity based payments, so that for some conditions they pay out between 100% and 200% of your cover amount. The amount pay depends on your condition and your age when you make a claim. Eg. On some cases where you may be paid out for 75% of your insured amount, a booster can take you up to and over 100%.
Please contact us here to find out more information on the conditions that can be covered.